Explore Your Finance Options

With Kawasaki Finance

K. Options (PCP)


Personal Contract Purchase (PCP) is a finance plan that allows you to spread the cost of the vehicle by making monthly payments over an agreed term. You will have three options at the end of the agreement; part exchange (new agreements subject to status), pay the optional final repayment to own, or return the vehicle (conditions apply).

Calculate Your Repayment

Kawasaki Motors UK is a credit broker and not a lender. Kawasaki Motors UK introduces you to Kawasaki Finance as lender. Kawasaki Finance is a trading style of Black Horse Ltd. Kawasaki Motors UK will receive a payment as result of these introductions. This will be a percentage of advance. This means the more you borrow, the more commission Kawasaki Motors UK receive. The payments will be the same, no matter what interest rate that you pay. If you ask Kawasaki Motors UK, they will tell you (in good time before the agreement is made) the amount of any payment Kawasaki Motors UK will receive from Black Horse Ltd.

AnyBike (HP)


Hire Purchase (HP) is a finance plan that allows you to spread the cost of the vehicle by making monthly payments over an agreed term, after which you’ll own the vehicle.

Calculate Your Repayment

Kawasaki Motors UK is a credit broker and not a lender. Kawasaki Motors UK introduces you to Kawasaki Finance as lender. Kawasaki Finance is a trading style of Black Horse Ltd. Kawasaki Motors UK will receive a payment as result of these introductions. This will be a percentage of advance. This means the more you borrow, the more commission Kawasaki Motors UK receive. The payments will be the same, no matter what interest rate that you pay. If you ask Kawasaki Motors UK, they will tell you (in good time before the agreement is made) the amount of any payment Kawasaki Motors UK will receive from Black Horse Ltd.

Disclaimer


The Supreme Court made a ruling on 01 August 2025 relating to Motor Finance cases

If you’ve already submitted a complaint about potential motor finance commission, we continue to manage these in line with the latest Financial Conduct Authority (FCA) guidelines. If the FCA makes any updates that affect this, we will let you know.

Information about the FCA motor commission complaints handling pause

On 11 January 2024 the Financial Conduct Authority (FCA) announced  their intention to review historical motor finance discretionary commission arrangements (DCA) across the motor finance industry. Due to this, they paused the requirement to respond to complaints involving DCAs.

On 19 December 2024 the FCA extended their pause to include motor finance complaints where a non-discretionary commission arrangement (non-DCA) was involved.

Temporary changes to complaint time limits for DCA and non-DCA complaints:

  • The complaint handling pause has been extended to after 4 December 2025. This means they’ve paused the eight-week deadline to respond to certain complaints about motor commission and you won’t be able to ask the Financial Ombudsman Service to look at your complaint, until after the pause has ended.
  • You will have more time to refer complaints to the Financial Ombudsman when a final response is issued. Instead of the usual 6 months, you have until 29 July 2026, or 15 months from the date of the final response letter, whichever is later. The timelines will be confirmed in the final response letter we send you. 
  • The FCA intend to set out next steps in their DCA review in May 2025. They hope to also provide an update on non-DCA commission complaints at the same time.

You can read more about the timelines on the FCA's website which explains the reason for the pause.